We strongly recommend that our clients arrange their own individual travel insurance before they travel
Nobody expects to cancel or curtail their travel arrangements, but every year generally due to unfortunate circumstances there are a few who are left in this position. When considering whether to take travel insurance or not it is most important that you understand the financial loss which you will incur in relation to not only your holiday costs but also those associated with medical and health cover for an injury or sudden illness abroad. For example an air ambulance is likely to cost in excess of £45,000.00 from the UK to the USA’s east coast. Even a scheduled flight, stretcher and doctor escort to Australia will be in excess of £20,000.00. Many people think their credit card accident cover, home insurance, or private health cover is sufficient but in most situations, this is not the case.
YOUR TRAVEL INSURANCE SHOULD COVER THE WHOLE TIME YOU ARE AWAY AND INCLUDE A MINIMUM OF THE FOLLOWING:
CANCELLATION OR CURTAILMENT COVER:
A number of situations may cause you to call off your trip or cut it short. This may be for a number of reasons including the following:
- Injury or illness of insured, travel companion, family member, or business partner
- Hurricane or natural disaster strikes destination
- Terrorism or mandatory evacuation at destination
- Home or business damaged, vandalised, or burglarised
- An epidemic or pandemic disease
- Jury duty or military redeployment
- Required to work, terminated, or transferred
- Victim of felonious assault prior to trip
- Traffic accident prior to trip
- Theft of passport or visa prior to trip
MEDICAL AND HEALTH COVER:
Medical and Health Cover for an injury or sudden illness abroad, 24 hour emergency service and assistance, personal liability cover in case you are sued for causing injury or damaging property, lost and stolen possessions cover, extra cover for hazardous activities that are commonly excluded from standard policies.
Reimbursement for lost, stolen or damaged luggage and belongings throughout your trip along with travel assistance to replace lost or stolen prescriptions, passports, visas or other important travel documents.
Coverage for trip delay and baggage delay, providing reimbursement for unplanned hotel expenses, meals, clothing and transportation costs.
Always ensure that your policy refunds the full cost of your holiday and that your policy includes ‘Cancel-For-Any-Reason’ cover. It must pay out if you need to cancel or cut short a trip. Your policy should also cover any pre-paid expenses such as excursions, golf, dinners. Also, it is common practice for insurance providers to only accept applications within a few days of making a reservation and paying the deposit for a schedule. It is therefore recommended that insurance should be taken early in the booking process.
FINDING AN INSURANCE POLICY
Travel insurance should be purchased in the country of your main residence and many companies can be found through an internet search. To assist, we have listed a selection of companies below who you will be able to get an online quote from.
For those travelling from the United States, there is the US Travel Insurance Association which lists numerous member companies
Travelex Insurance Services:
CSA Travel Protection:
Worldwide Travel Insurance Services Ltd:
LINKS GOLF ST ANDREWS TERMS AND CONDITIONS
Links Golf St Andrews cancellation terms and conditions can be found here. The payments we receive from our clients are distributed firstly as deposits to secure your bookings and then as final payments prior to your arrival. This is done in accordance with our terms and conditions and reflects the terms of our industry partners. Should you require to cancel or curtail your travel plans, these cancellation terms will apply.
“Steve and I want to thank Mark, Sarah and the Links Golf crew for another absolutely unforgettable experience. This was our second time attending the event and can’t wait to come back again. On a scale of 1 to 10, Golf Week is an 11+. Its a first class international event. Everything is taken care of for you. From the organized events (Jigger Inn night is so much fun), to tee times and transporting us to/from the courses. If you are looking for a “once in a lifetime” trip to St Andrews, Golf Week is for you.”
“Sarah, I was telling a friend last evening about the great trip we made to Scotland and what a fantastic event you all hosted. You all are the best, not a thing was missed. I tell people to imagine what an “over-the-top-awesome” golf trip to Scotland would be like, that was what this was. Thanks you for all your efforts. My best to Mark and the rest of your team.”
“First of all, this is to express my most sincere appreciation to you for your hospitality during The Golf Week. It was great fun. I enjoyed thoroughly every day of the week. I was impressed very much by your excellent management of the Golf Week and sheer hard work. I understand I was the oldest age participant, but I was very happy to play every day pleasantly at the Home of Golf.”
“Dear Friends & Links Golf, Just arrived in our city in Argentina and we want to express our sincere thanks for making our trip to St Andrews a week of fantastic golf. Being able to play in St Andrews was a dream with perfect organisation, first class hotels and superlative attention. Everybody made us feel very welcome. Thank you very much for everything. Undoubtedly a wonderful experience and we hope to repeat. Our sincere greetings.”
“This is just to say thank you very much for an outstanding week of golf. Your team at Links Golf are true professionals. The week was professionally handled and organized. Have to say, that I am already thinking of doing it again next year.”
“Both Phyllis, and especially I would be available as a shining endorsement of the St. Andrews Golf Week. The only thing I would change regarding our week at St. Andrews would be some of my fluffed golf shots. We speak in nothing but superlatives of every aspect of the experience. It is our sincere hope that it was not a “once in a life time experience”, returning to the beauty as well as charm of St. Andrews, the warmth of the Scottish people, and the incredible efficiency of Links Golf of St. Andrews. Thank you seems insufficient.”
“On behalf of Chris, Rob, Ross and myself, many thanks and congratulations to you, Mark and the Links Golf team for the fantastic Golf Week. Our expectations for Golf Week were high; by a wide margin they were exceeded. The attention to detail, the personalized service, and all of the little extras and surprises provided by Links Golf made Golf Week very special, indeed unforgettable. We plan to return in 2020.”
“On behalf of Rob and myself I would like to thank you, Mark, Jamie and all the team for making the October 2018 golf week so memorable. Your organisation was faultless and the help and consideration of all the team to even the most minor request was fantastic. But, what impressed us most was that you kept surprising us with extra events and touches. In an era when most companies under-deliver against what they advertise your Company does the complete opposite. Brilliant. We will have no hesitation in recommending the week to anyone who is interested in enjoying the St Andrews experience. Kind regards. Paul. PS. And you arranged the weather as well. Can’t wait to see to photos posted on your site.”
“Just a quick note to say Thank You to yourself and all of the Links Golf team for another wonderful week at St. Andrews. I can’t believe we had such good weather especially on the Old Course. That was very special. I really enjoyed the day. Thank you again. Please pass on my thanks and best wishes to Mark and all the team. All the best.”
“What a fantastic week. Who would have thought it could get better than the 2 previous trips. I cannot thank the team at Links Golf enough, your combined efforts are awesome and you ensure that we have a sensational week. Please pass on my sincere thanks to all the team at Links Golf. Kind Regards,”
“Words cannot describe the wonderful experience I had attending the St Andrews Golf Week. You, Mark, Ross, the entire team (Andrew, Cameron, Kenny) are amazing – it is difficult to come back to reality. With sincere appreciation for your service excellence, attention to detail and follow up.”
“I would like to extend my heartfelt appreciation for organizing such a wonderful Golf Week. The attention to every details (such as snacks and soup at the half way house and hand warmers), the passion and very warm smile and service from all of your staff, and many special highlights such as the the Scottish band performance, and many others, made this trip one of my best golf trip I ever had. Definitely this is an event that any golfers around the world should not miss, and I definitely want to come again and recommend to my friends. Great job for the team and hope that you will continue to host such event continuously with your great passion and Scottish hospitality.”